Monthly repayment
For UK-style plans, estimate repayments based on income above the threshold.
Student loan repayment calculator
Estimate how income, repayment thresholds, balance and interest can affect student loan repayments.
Open OneLine calculatorsChoose the Student tab in OneLine to run the student loan estimate.
Balance movement
See whether repayments are likely to reduce the balance or whether interest may exceed repayments.
Plan comparison
Switch between UK plan defaults or use custom threshold figures from your loan account.
Where to find your figures
For UK loans, check your Student Loans Company account for your plan, balance and current rate. For US or private loans, check StudentAid.gov, your federal loan servicer account, or your private lender statement.
Assumptions
Student loan rules can change by country, plan and tax year. This page is for education and scenario planning, not financial advice.